When considering any advice we provide, we take into consideration your total wealth position and advise on how to best maximise your current situation and fill any gaps you may have. Our holistic advice can cover the following main areas:
Wealth Creation and Preservation
We will work with you to define your financial and lifestyle goals, including making sure you have the right investment strategies and structures in place.
We believe it is imperative to be able to select from the widest range of investments possible to construct an appropriate portfolio. All portfolios are tailored to personal circumstances and are individually managed in line with your personal goals and targets. Our approach to asset management is not set-and-forget, but rather one where strategic changes are made when underlying fundamentals suggest rebalancing is necessary.
Superannuation and Self Managed Super Funds (SMSF)
Superannuation is a key component in the accumulation of assets for future wealth and financial security. We advise on all aspects of superannuation benefits, including the development of annual contribution and pension strategies; management of investment portfolios; and ensuring your benefits are properly incorporated into your estate plan. We also advise on the establishment and ongoing management of SMSFs.
Risk Minimisation and Protection
Insurance is an often overlooked area of personal and financial life goals; no one likes to think now about what insurable events might happen in the future. Our job is to ask you the right questions to ensure that you and your family are covered for unfortunate events. We can advise on life, total and permanent disability, trauma and income protection insurances, as well as business insurances including buy/sell agreement discussions.
Estate and Succession Planning
There are many things to consider in a carefully constructed estate plan (e.g. Wills, Powers of Attorney) or succession plan (e.g. business ownership, buy/sell agreements). For this reason, we work alongside specialist solicitors to ensure every aspect of your personal, business and financial life will be dealt with in accordance with your wishes.